Opto AI is the first AI financial coach built for couples, working toward a future where children never watch their parents fight over money but see the blessings of good stewardship instead. Their flagship product—live on desktop, iOS, and Android—is a guided series of conversations that walks each partner through individual reflection, mutual sharing, and joint planning across money stories, values, debt, generosity, and shared systems. Opto is built to invert an industry that profits from financial stress: They charge a flat fee per 3- to 6-month pathway, rather than an open-ended subscription, because the aim is for couples to finish, not depend on an app. And the experience points them back toward their pastors and mentors, and to each other. Opto reaches couples through premarital programs, counselors, and stewardship ministries, including a pilot with a national marriage ministry that serves ~50,000 US couples a year.